South Africa’s Favorite Payment Gateways and Mobile Payment Systems

South Africa is a country with a thriving online economy, and with a population of over 60 million people, there is a growing demand for safe, reliable, and convenient online payment methods. In this article, we will explore the top 5 most popular online payment methods in South Africa and one payment method that's used predominantly for online gambling services.


PayFast is a South African-based payment gateway that has gained a significant market share in the country’s e-commerce industry. It offers a variety of payment options, including credit and debit cards, Instant EFT, and Masterpass. This flexibility in payment options makes it a convenient choice for both consumers and merchants alike. PayFast has become a preferred option for many online merchants in South Africa because of its ease of use, reliability, and competitive transaction fees. Additionally, PayFast offers features such as fraud prevention and chargeback management, which provides a sense of security to merchants and customers. With over 80,000 merchants using PayFast, it’s no surprise that it is considered the leading payment gateway in South Africa.

OTT Voucher

OTT Voucher is a prepaid voucher system that allows users to make payments for goods and services online without the need for a bank account or credit card. OTT Vouchers can be purchased from participating retailers across the country. 

For online gamblers, OTT Voucher is among the best casino payment methods for South Africa. It offers a safe and convenient way to make deposits at online gambling sites, and it is widely accepted by many of the top online casinos in South Africa. Moreover, using OTT vouchers as a payment method can be beneficial for those who want to set a budget for their gambling activities, as they can purchase vouchers in advance and use them to make deposits.


SnapScan is a mobile payment system that has gained significant popularity in South Africa. It uses QR codes to process payments, allowing customers to make purchases by simply scanning the code using their smartphones. SnapScan is popular among consumers and merchants alike because of its ease of use, speed, and convenience. It eliminates the need for customers to carry cash or credit cards, and merchants benefit from the low transaction fees and fast settlement times. Additionally, SnapScan is accepted by many merchants across the country, including small businesses and street vendors, making it a ubiquitous payment method in South Africa. With the increasing use of smartphones, SnapScan is expected to continue to grow in popularity as a payment option for consumers.


Zapper is a mobile payment system that has gained significant popularity in South Africa due to its simplicity and convenience. It also uses QR codes to process payments, which allows customers to complete transactions quickly and easily using their smartphones. One of the key features of Zapper is its loyalty program, which rewards customers for using the app to make payments. This encourages users to continue using Zapper as their preferred payment method and helps to build customer loyalty. Zapper is widely accepted by many merchants across the country, including retailers, restaurants, and online stores, making it a versatile payment option for consumers. With its user-friendly interface and robust features, Zapper has become a popular payment option for consumers in South Africa.


PayGate is a well-known payment gateway in South Africa, offering a variety of payment options for both merchants and customers. These options include credit and debit cards, EFT, and recurring billing. The flexibility in payment options makes PayGate a popular choice for many online merchants in South Africa. PayGate also provides merchants with detailed reporting and analytics tools to help them track their sales and monitor their performance. This feature is beneficial for merchants who want to gain insights into their business and make informed decisions based on data. With over 20 years of experience in the payment industry, PayGate is a trusted and reliable payment gateway in South Africa.

What online payment method do you prefer?

As the online economy in South Africa continues to grow, the demand for safe, reliable, and convenient payment methods is also increasing. PayFast, OTT Voucher, SnapScan, Zapper, and PayGate, are among the most popular and widely used payment options in the country. These payment methods offer a variety of features and options to cater to the needs of both merchants and consumers, making online transactions easy and secure. With the increasing use of mobile devices and the growth of e-commerce in South Africa, these payment systems are expected to continue to evolve and improve, providing even more options and convenience for users in the future.

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